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Pricing Engine

Manage Own Product Pricing & Eligibility

What Is a Pricing Engine?

A Product Pricing Engine (PPE) is a software platform that mortgage loan origination teams use to calculate mortgage pricing options. Many pricing engines also generate loan pricing scenarios for borrowers to view their various rate options.

Why Use a Mortgage Pricing Engine?

By using a PPE, loan officers can shave valuable time off the loan process. Additionally, PPEs allow mortgage originators to compare rates across various lenders. They also lock rates until a borrower is ready to move forward with their loan.

The Top 3 Functions of
A Mortgage Pricing Engine

Check rates
Check loan rates across investors

The #1 function of a PPE is its ability to provide accurate, real-time pricing. If you or your company regularly works with specific lenders, you can choose to view their pricing data directly within the PPE. A PPE will help you choose the most profitable lending scenarios for you and your borrowers.

Compare scenario
Compare worst case scenario
and historical averages

Mortgage pricing engines let you take a look at how your calculated loan scenario compares to worst case scenario projections as well as historical averages.

Lock rates
Lock rates for borrowers

Another important feature of a mortgage PPE is the ability to lock a borrower’s rate. Normally, rate locks are good for between 30 and 60 days. A rate lock gives a borrower a chance to shop for their home with confidence, knowing that they have a rate locked in.

Pricing Engine

Automated Rate Alert

Compliance Solutions

Mobile Pricing

Lock Loans

Rate Sheet Generator

Dedicated Support

Website Integration

Margin Management

Historical Rate Search

Mortgage Rate Quote

Broker Portal

Let's Find the Right Mortgage Product

AI BLUE helps find the best mortgage loan program step by step, with intelligent automation and simple workflow.

Loan Information
01. Insert Loan Information

Simply and quick process of submitting your information.
Find a list of available loan programs that fit just right for your loan case.

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Eligible Programs
02. Select Eligible Programs

One click of button will process your information and find all eligible programs.
You can search programs by running the pricing engine at your fingertip.

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Rate
03. Select Your Rate

Select the loan program that you're interested and see all the available rates in real time.
You can review the details of each rate by selecting the best rate available.

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Adjustment and Monthly Payments
04. Confirm Adjustment and Monthly Payments

Select the loan program and the rate that fits your need to see the details.
You can find out your monthly payments, principal and interest estimation based on your selection.

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Download Amortization Schedule
05. Download Amortization Schedule

Find the best loan program and the rate possible.
Review your estimated payment schedule and payoff date.
You can download, save and print the Amortization Schedule with a click of a button.

Schedule a Demo

Request Demo

Let’s talk about where you are and what you want to achieve. We’ll help you find a solution that’s right for your organization.